Comprehensive Guide to Addressing Roof Hail Damage

The roof of a house is covered in ice.

Comprehensive Guide to Addressing Roof Hail Damage

Hailstorms are a force of nature that can wreak havoc on your property, especially your roof. The aftermath can be daunting, but with the right knowledge and approach, you can effectively address the damage and ensure the longevity of your roof. At Dean Roofing Company, we’ve seen the effects of hail damage and have compiled this guide to help homeowners in Clearwater, FL, and beyond.

Identifying Hail Damage on Your Roof

After a hailstorm, it’s crucial to assess your roof for potential damage. While some houses may escape unscathed, others might bear the brunt of the storm. Here’s what to look out for:

  • Visible Signs in Your Property: Before even looking at the roof, check your yard and surroundings. Damaged plants, dents in cars, affected outdoor furniture, and impaired AC units can all be indicators of a hailstorm’s wrath.
  • Surface Damage on the Roof: On asphalt shingle roofs, signs of hail damage can manifest as round black spots, small divots, bruises, or even a loss of protective granules. These granules often accumulate in gutters and downspouts.
  • Hidden Damages: Not all hail damages are immediately visible. Sometimes, the force of a hailstone can cause shingles to split, which might only be evident upon closer inspection. This is where professional roofing contractors in Clearwater FL, like Dean Roofing Company, can be invaluable. We have the expertise and tools to inspect and address such hidden damages.

Distinguishing Hail Damage from Other Roof Issues

It’s essential to differentiate between hail damage and other types of roof damage to ensure you don’t inadvertently void any warranties or insurance claims. Some damages might look like hail damage but could be due to:

  • UV degradation leading to cracking or blistering.
  • Scuffing damage post-shingle installation.
  • Wind and debris defacement.
  • Natural wear and tear of shingles.

Addressing Hail Damage: Repair or Replace?

The extent of hail damage can vary. While some damages are merely cosmetic, others can compromise the roof’s integrity. If hail damage is severe, it might allow water infiltration, leading to potential water damage inside your home. Such damages need immediate attention.

For instance, if there’s granule loss on roof shingles, it can impact both the aesthetics and performance of the shingles. These granules protect the asphalt from UV light degradation. While such damage might not cause immediate leaks, the risk of shingle failure increases.

Insurance and Hail Damage

Most insurance policies do cover hail damage, but it’s crucial to review your homeowner’s policy, especially if you reside in hail-prone areas. Some key points to consider:

  • Typically, homeowners have a year to file a claim
  • Policies might require a deductible payment before the insurance company covers the rest.
  • Filing a claim could lead to higher premium rates upon renewal.
  • Some policies might have percent-based deductibles.
  • Not all cosmetic damages might be covered.

Proactive Measures Against Hail Damage

While you can’t control the weather, you can take steps to minimize potential hail damage. If you reside in areas frequently hit by hailstorms, consider investing in roofing materials designed to withstand such impacts. Class 4, impact-resistant shingles, for instance, can significantly reduce hail damage.

For those in Clearwater, FL, seeking a reliable roof repair service in Clearwater Florida, Dean Roofing Company is here to assist. With our expertise and commitment to quality, we ensure your roof remains in top condition, come rain or hail.


Always consult with a professional roofing company like Dean Roofing Company before making decisions about your roof. Your safety and the longevity of your roof are paramount.


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